Flood Insurance Removal

Removing the Mandatory Purchase Requirement

Flood insurance is good. However, incorrectly rated flood insurance is very bad.
And very expensive.

Why am I in the wrong flood zone?

Properties are generally placed in the wrong flood zone because when the flood zone maps were originally created, they were created based on outdated and inaccurate information, which created errors. The flood zone errors are caused by the need to develop the flood maps for the entire U.S. with limited resources. Because of the flood zone errors, the information on the flood zone maps does not accurately reflect an individual property’s true flood zone risk. Incorrectly rated flood zones affect property values and cost hundreds or even thousands of dollars in mandatory flood insurance each year.

How can FloodZero Consulting help?

FloodZero works with you, the property owner, and FEMA to revise incorrect flood zones. This process moves your structure out of the high-risk flood zone, which removes the mandatory flood insurance purchase requirement. This can increase the value and marketability of your property and allows you the choice of canceling your flood insurance or purchasing voluntary flood insurance at a significantly lower price. Whether you own one property or manage multiple properties, you can trust FloodZero Consulting to help with all your flood zone issues. Let us help you save money.

For $495.00FloodZero Consulting will do all the work necessary to get your structure out of the high-risk flood zone and remove the mandatory flood insurance purchase requirement. This can increase the value of your property and allows you the choice of canceling your flood insurance or purchasing voluntary flood insurance at a significantly lower price. In many cases, this process also results in a full refund of your current year’s flood insurance premiums.

The best part is, there is no risk to you since we provide a 100% money-back guarantee. If FloodZero is unable to remove your structure from the high-risk flood zone, just let us know that you want your money back and we will honor the request in full. No questions asked.

What are some benefits of working with FloodZero Consulting to remove property from the flood zone?

There are several pathways to remove your property from the flood zone. However, the two most common methods are:

  • Save money on flood insurance: If your property is incorrectly mapped in a high-risk flood zone, you may be paying too much for flood insurance. Getting your property removed from the high-risk flood zone can significantly reduce your flood insurance premiums.
  • Protect property value: A high-risk flood zone designation can have a negative impact on your property value. Getting your property removed from the high-risk flood zone can protect your property value and make it easier to sell or refinance your home.
  • Greater development freedom: Removal from the high-risk flood zone frees you from restrictive regulations, allowing you more flexibility in developing your property and achieving your full potential.
  • Peace of mind: Removing the constant threat of expensive flood insurance provides immeasurable peace of mind, allowing you to enjoy your property without the burden of fear and uncertainty.

How does FloodZero Consulting generally remove property from a flood zone?

There are several pathways to remove your property from the flood zone. However, the two most common methods are:

  • Letter of Map Amendment (LOMA): This process involves proving that your specific property is incorrectly mapped within a flood zone, often due to outdated or inaccurate maps. By demonstrating this error through elevation certificates and engineering studies, we can request a revised flood zone designation that excludes your property.
  • Letter of Map Revision (LOMR): This process applies when the flood risk surrounding your property has been permanently altered due to flood mitigation measures like levee construction or channel improvements. By demonstrating the effectiveness of these mitigation efforts, you can request a revised flood map that reflects the reduced risk and excludes your property from the flood zone

What FloodZero Consulting needs to get started?

1

Property Deed

2

Elevation Certificate

Don’t have those documents? That’s ok. We can help you with that too. We do it all! Once we have the necessary documents, we will:

  • Gather the necessary date and compile all the public research required by FEMA
  • Prepare the supporting documentation and submit the request to FEMA for review
  • Follow-up with FEMA and provide any supplemental public information required to complete the review
  • If necessary, dispute any negative outcomes

How long does the process take?

Like so many things, the answer is, it depends on several factors. Below is a general timeline.

  • 1-4 Weeks – Obtain necessary third-party date (e.g. elevation certificate).
  • 2 Weeks – Research and compile the necessary paperwork and submit it to FEMA.
  • 4-8 Weeks – FEMA timeframe to review the paperwork and make a determination.
  • Varies – If necessary, dispute any negative outcomes

Call me at (863) 455-4120, email me at [email protected] or fill out the form on the contact page and see what FloodZero Consulting can do for you.

If you are ready to get started with FloodZero Consulting, click "Begin" below.